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2103 N FSR 289, Payson, AZ 85541 (MLS# 7070441)

2103 N FSR 289, Payson, AZ 85541

$4,500,000
Property Type: Residential Bedrooms: 7 Baths: 4 Square Footage: 3,400 Lot Size (sq. ft.): 199,505 Status: Active
Current Price: $4,500,000 Last Modified: 8/23/2026

Overview

Description

A truly rare opportunity to own a private, gated creekside retreat encompassing 4.58 acres of natural beauty, tranquility and historic Arizona charm. With approximately 400 feet of Tonto Creek frontage, this remarkable property offers the soothing sounds of the creek, a fishing pond, towering pines and thoughtfully designed gathering spaces throughout. Total square footage, bedrooms and bathrooms shown in the listing include both the main and guest cabins. The 1,800+ square-foot main cabin features 4 bedrooms, 2 bathrooms, a spacious kitchen with granite countertops and breakfast bar, and an inviting living area centered around a natural-stone fireplace. French doors open to a sunroom overlooking the pond and peaceful wooded surroundings. The separate guest cabin provides approximately

Supplements: 1,600 square feet with 3 bedrooms, 2 bathrooms, a large kitchen, fireplace, pellet stove, spacious family room, two separate entrances and two private patios--ideal for guests, extended stays or a variety of other possibilities. A historic barn adds distinctive character and offers flexible space for gatherings and events, complemented by an outdoo ...

Listing Details MLS# 7070441

Location, Tax & Legal

House Number
2103
Compass
N
Street Name
FSR 289
St Suffix
--
City/Town Code
Payson
State/Province
AZ
Zip Code
85541
Country
US
County Code
Gila
Assessor Number
303-03-094-F
Subdivision
TONTO CREEK ESTATES
Tax Year
2025
Assessor's Map #
3
Legal Description (Abbrev)
SECTION: 09 TOWNSHIP: 11N RANGE: 12E POR RANCHO TONTO OF TONTO CREEK ESTATES, PLAT 208 & POR HES 137
Assessor's Parcel #
94
Assessor Parcel Ltr
F
Tax Municipality
Gila - COUNTY
Taxes
8265

Contract Information

Type
Exclusive Right To Sell
Ownership
Fee Simple
Co-Ownership (Fractional) Agreement YN
No

General Property Description

Dwelling Type
Single Family Residence
Dwelling Styles
Detached
Exterior Stories
2
# of Interior Levels
2
# Bedrooms
7
Full Bathrooms
4
Total Bathrooms
4
Approx SQFT
3400
Price/SqFt
1323.53
Guest House SqFt
1600
Horses
Y
Builder Name
Unknown
Year Built
1966
Lead Based Hazard Disclosure
Yes
Approx Lot SqFt
199505
Approx Lot Acres
4.58
Flood Zone
No
Community Pool Y/N
No
Private Pool Y/N
No
Fireplace YN
Yes
Fireplaces Total
2
Elementary School District
Payson Unified District
High School District
Payson Unified District
Elementary School
Payson Elementary School
Jr. High School
Rim Country Middle School
High School
Payson High School
Half Bathrooms
0

Remarks Misc

Cross Street
Hwy 260 & FSR 289
Directions
Hwy 260 East from Payson to Forest Service Rd 289 (also known as Zane Grey Hwy) and turn left. Go approximately 2 miles to gated property on right (brown sign past Christian Camp shows 2097 before gate on right)

Legal Info

Township
11N
Range
12E
Section
09
Lot Number
7

Basement

Basement Y/N
N

More Information

Items Updated

Bath(s) Yr Updated
2025

Parking Spaces

Garage Spaces
2
Total Covered Spaces
2
Slab Parking Spaces
0

Residential Propane Tank

Residential Propane Tank
Leased
Propane Underground Y/N
No

Showing Notification Methods

Showing Service
Aligned Showings
Text
Yes
Phone Call
Yes

Special Listing Cond

N/A
Yes

Construction

Wood Frame
Yes

Const - Finish

Log Siding
Yes
Stone
Yes
Other (See Remarks)
Yes

Roofing

Composition
Yes

Association & Fees

HOA Y/N
N
PAD Fee Y/N
N
Land Lease Fee Y/N
N
Ttl Mthly Fee Equiv
0

Lockbox Type

None
Yes

Master Bathroom

Double Vanity
Yes

Master Bedroom

Split
Yes

Additional Bedroom

Master Bedroom Walk-in Closet
Yes

Fireplace Features

Pellet Stove
Yes
Wood Burning Stove
Yes
Fireplace Living Rm
Yes
Fire Pit
Yes
Other
Yes
See Remarks
Yes

Flooring

Carpet
Yes
Laminate
Yes
Linoleum
Yes
Stone
Yes
Vinyl
Yes
Other
Yes

Window Features

Dual Pane
Yes

Dining Area

Breakfast Bar
Yes
Dining in LR/GR
Yes

Heating

Baseboard
Yes
Forced Air
Yes
Electric
Yes
Other
Yes
See Remarks
Yes

View

Mountain(s)
Yes

Kitchen Features

Dishwasher
Yes
Disposal
Yes
Electric Oven
Yes
Electric Range
Yes
Built-in Microwave
Yes
Refrigerator
Yes
Granite Counters
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes

Interior Features

Skylight(s)
Yes
Vaulted Ceiling(s)
Yes
Water Purifier
Yes

Laundry

Washer Included
Yes
Dryer Included
Yes
Stacked Washer/Dryer
Yes
Inside
Yes

Other Rooms

Arizona Room/Lanai
Yes
Guest Qtrs-Sep Entrn
Yes
Separate Workshop
Yes

Separate Den/Office

Sep Den/Office Y/N
N

Road Access Type

Private Road
Yes

Road Responsibility

County Maintained Road
Yes

Fencing

Block
Yes
Partial
Yes
Other
Yes
See Remarks
Yes

Water Source

Pvt Water Company
Yes

Exterior Features

Separate Guest House
Yes
Built-in BBQ
Yes
Covered Deck
Yes
Playground
Yes
Covered Patio(s)
Yes
Patio
Yes
Gazebo
Yes
Screened in Patio(s)
Yes
Open Deck
Yes
Storage
Yes
Private Street(s)
Yes
Pvt Yrd(s)/Crtyrd(s)
Yes
Other
Yes

Spa

Above Ground
Yes

Sewer

Septic Tank
Yes
Septic-In & Connected
Yes

Parking Features

Detached
Yes
Detached Garage
Yes
Separate Strge Area
Yes
Gated
Yes
RV Access/Parking
Yes

New Financing

Cash
Yes
VA
Yes
Conventional
Yes
FHA
Yes

Plumbing

Tankless Ht Wtr Heat
Yes
Electric Hot Wtr Htr
Yes

Utilities

APS
Yes
Propane
Yes

Existing 1st Loan

Treat as Free&Clear
Yes

Existing 1st Loan Terms

Non Assumable
Yes

Property Description

Borders Preserve/Public Land
Yes
Waterfront Lot
Yes
Street(s) Not Paved
Yes
Rural
Yes

Landscaping

Grass Front
Yes
Grass Back
Yes

Services

County Services
Yes

Horse Features

Barn
Yes
See Remarks
Yes

Other Structures

Barn(s)
Yes
Shed(s)
Yes
Workshop
Yes

Disclosures

Seller Discl Avail
Yes
Agency Discl Req
Yes

Possession

Close of Escrow
Yes

Association Fee Incl

No Fees
Yes

Assoc Rules/Info

None
Yes

Property Features

Special Listing Cond: N/A View: Mountain(s) Master Bathroom: Double Vanity Master Bedroom: Split Additional Bedroom: Master Bedroom Walk-in Closet Fireplace Features: Pellet Stove; Wood Burning Stove; Fireplace Living Rm; Fire Pit; Other; See Remarks Flooring: Carpet; Laminate; Linoleum; Stone; Vinyl; Other Window Features: Dual Pane Spa: Above Ground Dining Area: Breakfast Bar; Dining in LR/GR Kitchen Features: Electric Oven; Electric Range; Disposal; Dishwasher; Built-in Microwave; Refrigerator; Granite Counters Laundry: Washer Included; Dryer Included; Stacked Washer/Dryer; Inside Other Rooms: Arizona Room/Lanai; Guest Qtrs-Sep Entrn; Separate Workshop Interior Features: Skylight(s); Vaulted Ceiling(s); Water Purifier Exterior Features: Built-in BBQ; Covered Deck; Playground; Covered Patio(s); Gazebo; Open Deck; Patio; Private Street(s); Pvt Yrd(s)/Crtyrd(s); Screened in Patio(s); Separate Guest House; Storage; Other Other Structures: Barn(s); Shed(s); Workshop Parking Features: Detached Garage; Detached; Gated; RV Access/Parking; Separate Strge Area Road Access Type: Private Road Road Responsibility: County Maintained Road Construction: Wood Frame Const - Finish: Log Siding; Stone; Other (See Remarks) Roofing: Composition Cooling: Central Air; Ceiling Fan(s) Heating: Baseboard; Forced Air; Electric; Other; See Remarks Plumbing: Tankless Ht Wtr Heat; Electric Hot Wtr Htr Utilities: APS; Propane Water Source: Pvt Water Company Sewer: Septic Tank; Septic-In & Connected Services: County Services Fencing: Block; Partial; Other; See Remarks Property Description: Borders Preserve/Public Land; Waterfront Lot; Street(s) Not Paved; Rural Landscaping: Grass Front; Grass Back Horse Features: Barn; See Remarks Showing Notification Methods: Text; Phone Call Lockbox Type: None Possession: Close of Escrow Association Fee Incl: No Fees Existing 1st Loan: Treat as Free&Clear Existing 1st Loan Terms: Non Assumable New Financing: Cash; VA; FHA; Conventional Disclosures: Seller Discl Avail; Agency Discl Req
IDX
Listing Office: Present Properties
Last Updated: August - 23 - 2026
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